Welcome to the Inghram v. First Mid Bank & Trust Settlement Website
If you are an Illinois citizen who was assessed (1) an overdraft fee by First Mid Bank & Trust on a debit card transaction that was authorized on sufficient funds, or (2) multiple overdraft and/or non-sufficient funds fees on the same item, you could be affected by a class action lawsuit.
- The lawsuit relates to overdraft fees and non-sufficient funds fees that First Mid Bank & Trust (“First Mid” or “Defendant”) charged Illinois citizens between December 1, 2011 and the present on (1) debit card transactions that did not overdraw the account at the time the transaction was authorized, and (2) items that previously were assessed one or more overdraft and/or non-sufficient funds fees. If you were charged such fees, you are a member of the Classes that are seeking money from First Mid for these fees.
- Class Members who do nothing will automatically remain a part of the lawsuit and will keep the possibility to get money or benefits that may come from a trial or settlement. Class Members who do nothing will be bound by any Court decisions or order made in the case and will give up the right to sue First Mid in a different lawsuit about the same legal claims brought in this lawsuit. You will not need to come to Court or participate in the litigation if you remain a Class Member because the Class Representative and Class Counsel appointed by the Court will prosecute the litigation for all Class Members with no individual cost to you.
- Your legal rights are affected, so please read this notice carefully.
YOUR LEGAL RIGHTS AND OPTIONS
These rights and options—and the deadlines to exercise them—are explained in this notice.
DO NOTHING
Stay in this lawsuit. Await the outcome. Give up the right to bring a separate lawsuit about the same issues in this case. Receive a payment or other benefit if there is a settlement or judgment for the Class.
EXCLUDE YOURSELF
Get no benefits from the lawsuit. Not be eligible for any payment or benefits from the lawsuit. Keep the right to bring a separate lawsuit about the same issue at your own expense.